Personal Property By-Peril Rating Regulation Adopted

Contact: Charles Angell, Deputy Commissioner
(334) 241-4422


The Alabama Department of Insurance has adopted Insurance Regulation No. 152 (Chapter 482-1-152), which sets forth requirements for separate rates by peril in personal property rate filings and disclosure of separate premiums by peril on declarations page, billing statement, outline of coverage and comprehensive policy checklist, or on some other document that will be readily seen by the insured.  To see a PDF copy of the entire regulation, please click here:


Please also be advised of a revision in the Alabama Wind Mitigation Benchmark Discounts as set forth in Bulletin No. 2013-07.  To see a PDF copy of the bulletin, please click here: