Proposed Rate Changes for Affordable Care Act Policies
in the Individual Market |
|
Changes to be effective January 1, 2027 |
Blue Cross and Blue Shield of Alabama |
Plan |
Sold on Exchange? |
Rate Change |
|
Blue Protect |
On and Off |
-2.3% |
|
Blue HSA Bronze |
On and Off |
15.4% |
|
Blue Saver Bronze |
On and Off |
19.4% |
|
Blue Standardized Bronze |
On and Off |
12.3% |
|
Blue Standardized Statewide Bronze EPO |
On and Off |
New-N/A |
|
Blue Statewide Bronze EPO |
On and Off |
New-N/A |
|
Blue Cross Select Silver |
On and Off |
23.0% |
|
Blue Saver Silver |
Off |
20.1% |
|
Blue Saver Silver EPO |
On and Off |
19.0% |
|
Blue Secure Silver |
Off |
18.7% |
|
Blue Standardized Silver |
On and Off |
15.9% |
|
Blue Standardized Silver EPO |
On and Off |
17.7% |
|
Blue Standardized Statewide Silver EPO |
On and Off |
16.5% |
|
Blue Statewide Silver EPO |
On and Off |
17.8% |
|
Blue Value Silver |
On and Off |
23.5% |
|
Blue Cross Select Gold |
On and Off |
24.2% |
|
Blue Standardized Gold |
On and Off |
20.6% |
|
Blue Value Gold |
On and Off |
25.6% |
|
|
UnitedHealthcare Insurance Company |
Plan |
Sold on Exchange? |
Rate Change |
|
UHC Bronze Copay Focus 0 Indiv Med Ded EPO |
On and Off |
29.6% |
|
UHC Bronze Copay Focus 0 Indiv Med Ded EPO ADAV |
On and Off |
New-N/A |
|
UHC Bronze Essential EPO |
On and Off |
27.1% |
|
UHC Bronze Standard EPO |
On and Off |
23.7% |
|
UHC Bronze Standard EPO ADAV |
On and Off |
22.9% |
|
UHC Silver Copay Focus 0 Indiv Med Ded EPO |
On and Off |
21.5% |
|
UHC Silver Copay Focus 0 Indiv Med Ded EPO ADAV |
On and Off |
21.4% |
|
UHC Silver Standard EPO |
On and Off |
20.5% |
|
UHC Silver Standard- EPO -PedDen |
On and Off |
New-N/A |
|
UHC Silver Value EPO |
On and Off |
21.5% |
|
UHC Silver Value EPO ADAV |
On and Off |
21.2% |
|
UHC Silver-X Copay Focus 0 Indiv Med Ded EPO |
Off |
25.9% |
|
UHC Silver-X Copay Focus 0 Indiv Med Ded EPO ADAV |
Off |
New-N/A |
|
UHC Silver-X Standard EPO |
Off |
21.9% |
|
UHC Silver-X Value EPO |
Off |
23.5% |
|
UHC Silver-X Value EPO ADAV |
Off |
New-N/A |
|
UHC Gold Advantage EPO |
On and Off |
21.8% |
|
UHC Gold Advantage EPO ADAV |
On and Off |
20.0% |
|
UHC Gold Copay Focus 0 Ded EPO |
On and Off |
19.3% |
|
UHC Gold Copay Focus 0 Ded EPO ADAV |
On and Off |
New-N/A |
|
UHC Gold Standard EPO |
On and Off |
18.4% |
| |
Celtic Insurance Company |
Plan |
Sold on Exchange? |
Rate Change |
|
Elite Bronze |
On and Off |
12.8% |
|
Elite Bronze + Vision + Adult Dental |
On and Off |
11.1% |
|
Everyday Bronze |
On and Off |
16.9% |
|
Everyday Bronze + Vision + Adult Dental |
On and Off |
15.8% |
|
Signature Expanded Bronze |
On and Off |
14.8% |
|
Signature Expanded Bronze + Vision + Adult Dental |
On and Off |
14.2% |
|
Enhanced Diabetes Care Silver 0 Rx Options |
On and Off |
6.6% |
|
Enhanced Diabetes Care Silver 0 Rx Options + Vision + Adult Dental |
On and Off |
4.6% |
|
Focused Silver |
On and Off |
7.1% |
|
Focused Silver + Vision + Adult Dental |
On and Off |
5.3% |
|
Signature Silver |
On and Off |
6.7% |
|
Signature Silver + Vision + Adult Dental |
On and Off |
5.3% |
|
Streamlined Silver |
On and Off |
New-N/A |
|
Clear Gold |
On and Off |
New-N/A |
|
Clear Gold + Vision + Adult Dental |
On and Off |
New-N/A |
|
Complete Gold |
On and Off |
7.3% |
|
Complete Gold + Vision + Adult Dental |
On and Off |
5.8% |
|
Signature Gold |
On and Off |
7.0% |
|
Signature Gold + Vision + Adult Dental |
On and Off |
5.9% |
|
|
Oscar Insurance Company |
Plan |
Sold on Exchange? |
Rate Change |
|
Bronze Classic Standard |
On and Off |
12.1% |
|
Bronze Elite + PCP Saver Plus |
On and Off |
42.0% |
|
Bronze Simple |
On and Off |
New-N/A |
|
Bronze Simple Chronic Care CKM |
On and Off |
48.2% |
|
Silver Classic Standard |
On and Off |
38.3% |
|
Silver Core Plan |
On and Off |
New-N/A |
|
Silver Simple Chronic Care CKM |
On and Off |
40.9% |
|
Silver Simple PCP Saver |
On and Off |
37.3% |
|
Gold Classic Standard |
On and Off |
41.4% |