Insurance Commissioner as Agent for Service of Process


Several provisions within the Alabama Insurance Code (Title 27, Code of Alabama) designate the Commissioner of Insurance as agent for service of process (ASOP) for such entities as: authorized and unauthorized insurers, foreign insurance companies, reinsurers, HMOs, fraternal benefit societies and automobile clubs. In that capacity, the Commissioner’s designated representative within the Department of Insurance will undertake to ensure service of legal complaints is perfected in a timely manner by delivering it to the company’s designated ASOP.

However, except for fraternal societies and foreign HMOs, it is not mandatory the Department be relied upon as a company’s ASOP. In fact, it is normally more efficient and less costly for the plaintiff seeking service of a lawsuit upon an insurer to serve the complaint directly upon the company(ies) by certified mail, or other means.

The ASOP for a company registered with the DOI can be found here:

Agent for Service of Process Search

Nevertheless, it is acknowledged that under certain circumstances (such as the company to be served is not registered or licensed in Alabama or it is a foreign company) it may be necessary to serve the Commissioner as the company’s ASOP. In order to do so, the party requesting this service must comply with the following requirements:

  • Submit the original and 2 copies of the Summons and Complaint and pay a fee of $50 per party to be served to the Commissioner at one of the following addresses:

    VIA US MAIL:
    Alabama Department of Insurance
    Attn: Legal Division
    P O Box 303351
    Montgomery, AL 36130-3351
    OR VIA ONE-DAY MAIL SERVICE:
    Alabama Department of Insurance
    Attn: Legal Division
    201 Monroe Street
    Suite 502
    Montgomery, AL 36130-3351
  • The check should be made payable to "Alabama Commissioner of Insurance".